Do you want a foolproof way to create long-term wealth? Systematic investing is a reliable strategy that can help you build wealth over time. At Fortune Wealth and Financial Services LLP, we’ve seen how consistent, small investments can lead to significant financial achievements without the need to predict market movements.
Systematic investing involves contributing a fixed amount regularly—often monthly—into instruments like mutual funds. By doing so, you can benefit from rupee cost averaging, which helps balance out market volatility by purchasing more units when prices are low and fewer when they’re high.
Consider this real-world example: An SIP of ₹10,000 started in HDFC Top 100 fund in January 2007 saw a 50% drop in NAV by December 2008 from its peak. Despite several years of zero returns—including periods from October 2010 to February 2014, and September 2014 to May 2016—the fund still delivered a 14.8% XIRR (Extended Internal Rate of Return) over 10 years by December 2016. This example shows how patience and discipline can lead to strong long-term results, even through difficult market conditions.
One of our clients, Mrs. Pallavi Shah, followed a similar strategy. Over 15 years, she grew her portfolio to over ₹50 lakh by maintaining her ₹10,000 SIP. During this journey, there was not a single moment of panic, nor did the ₹10,000 investment feel like a burden or an EMI. When she began, the goal seemed like a distant dream. But today, she is confident of fulfilling her life goals and responsibilities. This investment was measured in December 2021, before the recent bull market, to avoid setting unrealistic expectations based on short-term market movements.
Having a clear goal—whether for education, a home, or retirement—helps maintain focus and discipline. Munjal Mehta, Business Head at Fortune Wealth, says, “Systematic investing is not about timing the market but about spending time in the market. A clear goal helps investors stay disciplined and give their investments the time to grow.”
Staying consistent with your investments, even during market fluctuations, is key to long-term wealth building. Start with an amount you can comfortably sustain, and let time work in your favour.
About Fortune Wealth and Financial Services LLP
Fortune Wealth offers expert financial services, including trading, mutual funds, and advisory portfolios, with 19 years of experience. Focused on providing personalized solutions and ensuring client satisfaction, the firm is dedicated to helping clients achieve their financial goals through innovative and expert guidance.
CFA Munjal Mehta
Business Head,
Fortune Wealth and Financial Services LLP
101, Grand Edifice, Akurli Rd, beside Akurli Industrial Estate, Kandivali, Akurli Industry Estate, Kandivali East, Mumbai, Maharashtra 400101
+91 7666964949
